1.oak Financial was founded by Mike Milligan, CFP®, with a vision to disrupt the financial planning industry. After nearly 25 years in the field, Mike saw firsthand how most firms offered cookie-cutter solutions—if they offered real planning at all. He believed that people who didn’t fit the traditional financial planning mold still deserved high-quality, personalized advice. That belief led to the creation of the One of a Kind Financial Plan™, a process built around the client’s unique goals, values, and life—not just their finances.

As the impact of this personalized approach grew, so did the team behind it. To reflect the expansion beyond Mike and into a collective of like-minded professionals, the brand evolved into 1.oak Financial—short for “One of a Kind.” Today, we remain committed to challenging the industry norm and delivering meaningful, individualized financial plans to people from all walks of life. Because no two clients are the same, and neither should their financial plan be.